Insurance & Payment

We believe clarity around insurance and billing is an important part of a positive care experience. We operate as an out-of-network and cash-based practice, allowing us to provide highly personalized, one-on-one care. Below you’ll find general information to help you understand how payment and insurance work at Curate Care Physical Therapy. If you ever have questions, we’re always happy to help.

Out-of-Network Care

Curate Care Physical Therapy is an out-of-network provider. Many patients choose to use their out-of-network benefits to receive care.

What this means for you:

  • Payment is due at the time of service

  • We can provide a detailed receipt (superbill) upon request

  • You may submit this receipt to your insurance company for potential reimbursement

Reimbursement amounts vary based on your individual insurance plan, including deductibles, coinsurance, and out-of-network coverage.

Cash-Pay Option

Personalized care, clear pricing, and no insurance stress.

  • Transparent, upfront pricing

  • No referrals, authorizations, or visit limits

  • Freedom to start care right away—no insurance approvals needed

Whether you use insurance benefits or choose to self-pay, every patient receives the same high-quality, one-on-one care.

Questions about insurance or payment?

We’re here to help.

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